One loyalty, engagement and payments platform. Five modules, one customer.
Member data, points program, coalition, payments and ledger share the same profile, the same rules and the same AI, so you know every customer and sell them more: higher frequency, better margin and a bigger basket.
What’s inside
Five modules around one shared core.
Each module solves one part of the program; the core makes sure they all see the same member, with the same rules and the same balance.
Qurable · The core they share
- Member profile
- Rules and budget
- AI decisioning
- Ledger
- [ 01 ]Agentic Data Platform
Member data
One 360 profile per member, recognized across every channel and ready at checkout in under 50 ms.360 profileUnified identityAudiencesPersonalizationCampaign recommendationsBehavior analysisCall center managementSee the module - [ 02 ]Points program and AI journeys
AI Engagement Journeys
AI journeys, rewards, promotions and gamification that move every member to their next purchase: you describe the campaign, AI builds it, you simulate it on real data and approve it.AI journeysRewards and promotionsGamificationTiers and missionsSee the module - [ 03 ]Engagement Ecosystem
Coalition and interoperability
Several brands share an audience and exchange points at each brand’s rate.Points exchangePartner redemptionCo-funded promotionsSee the module - [ 04 ]Payments
Payments
Discounts, cashback and points inside the authorization, in ~150 ms, at your POS, on your card or at checkout.POSCardWeb and app checkoutSee the module - [ 05 ]Loyalty Ledger
Ledger and cost control
Every point on a double-entry ledger, with batches, expirations and real-time liability.Double entryExpirationsLiabilitySee the module
Also on the platformCashbackAI DecisioningNext best action
How it works
Every purchase helps you know them better and sell them more.
It all happens while the payment is authorized, and every purchase feeds the next: the profile gets richer, the offer gets sharper and the reward protects your margin.
- < 50 ms
Knows them
Identifies the member by card, QR or account, and loads their profile and history.
Member data - ~150 ms
AI chooses the best offer
Chooses the right reward for that customer, within each campaign’s rules and budget.
AI Decisioning - At payment
Applies it
The discount, cashback or points land on the same receipt.
Payments - At capture
Records it
Every point and every contribution is posted to the ledger, and finance sees what each campaign costs.
Ledger and cost control - Next purchase
Sells them more
The profile adds this purchase, and AI journeys, missions and tiers drive the next one, with a bigger basket.
AI Engagement Journeys
What it moves in your business
- FrequencyMore purchases per customer: missions, tiers and journeys that bring them back.
- MarginThe right reward for each customer, with capped budgets and cost in view.
- Basket and TPVOffers at the moment of payment that lift average selling price (ASP) and total payment volume (TPV).
AI across the platform
You say what you want to achieve. AI builds it, tests it and waits for your OK.
AI works in three places: at payment, choosing the best offer; in your campaigns, building them from a prompt; and in your agents, which run the program over MCP. Always within your rules, your caps and your approval.
I want running members who haven't bought in 4 months to come back, without going over the campaign budget.
- BuildsRule, audience and coupons, on your catalog and your caps.
- ValidatesIf you ask for something the platform can't do, it rejects it and asks again.
- SimulatesOn the last 7 real days: how often it fires, who doesn't match and how many points it gives.
- Waits for your OKNothing that affects your members goes live without human approval.
- Leaves a traceEvery decision records what came in, what matched, what was applied and what didn't fire, and why.
Illustrative example.
Where AI works
At payment
Chooses the best offer for each customer in ~150 ms, within each campaign's rules and budget.
AI DecisioningIn your campaigns
You describe the goal in your own words and AI Engagement Journeys builds the journey, simulates it and waits for your approval.
AI journeysWith your agents
Your LLM or AI agents run the program through the MCP server, with the same permissions, the same schema and the same approval.
Agentic Data Platform
Integrations
Connects to what you already have. Without replacing your stack.
Integrations already live with clients, and an open API for everything else.
Already live with clients
POS and payments
CRM and marketing
Ecommerce
Messaging
For everything else
- REST APIDocumented and open.
- Signed webhooksEvery program event, in real time.
- Your data warehouseDaily export of members and entries.
- MCP serverSo your AI agents can operate the program.
Related guides
All resources- GuideEnterprise loyalty in Latin America
A regional program runs several countries from one base, with each market's currency, taxes and rules.
- GuideLoyalty migration
Each migration stage ends with something verifiable, from an inventory to cutover with the old system switched off.
- Buying guideRFI, RFP and RFQ checklist
The RFI screens vendors, the RFP compares how they solve your program and the RFQ compares total cost.
The Platform