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AI Decisioning: the right reward in ~150 ms

AI Decisioning is Qurable’s decision engine: it combines the customer profile, the purchase context and your team’s rules and budget to pick the right reward in ~150 ms, inside the payment authorization. AI agents operate it via MCP.

Concept · AI Decisioning · The right reward, decided in ~150 ms.

AI Decisioning

What it solves in your program.

The problems this module solves in loyalty and engagement programs for large and mid-size companies.

AI does not replace business rules: it works within them. It prioritizes, respects budgets and records every decision on the ledger. Your team sets the goal, and nothing goes live without its approval.

  • 01Generic discounts that give away margin
  • 02Static rules nobody updates
  • 03Rewards decided after the payment

Capabilities

Capabilities ready to turn on.

What the module does without custom development, connected to the rest of the platform.

  • Next-best-offer per customer and context
  • Decision in ~150 ms inside the authorization
  • Rules, priorities and budgets as limits for the AI
  • AI agents via MCP to run the program

FAQ

What people ask about AI Decisioning.

How it decides, with what data and under what controls.

It's Qurable's decision engine: it picks each customer's reward in ~150 ms, inside the payment authorization, based on their profile, the purchase context and the rules and budget your team sets.

The member profile (identifiers, purchase and redemption history, tier and audiences), the purchase attributes sent by the integration (merchant, channel, amount) and each campaign's rules, priorities and budget.

No. It decides within your rules, caps, budgets and exclusion groups. Nothing that affects members goes live without human approval, and every decision keeps its trace: what came in, what matched and what was applied.

At the POS, in the processor or in the web and app checkout. The reward follows the payment cycle: it is authorized, captured and, if the purchase is reversed, reversed too.

The sale is never blocked: the payment goes through and points are credited when the service is back. Redeeming points does require a connection.

Through Qurable's MCP server, with the same rules, permissions and approvals as your team.

45 minutes with our team · Reply within 24 business hours

Bring your data and we’ll run it live

An engineer and a loyalty specialist show you, with your own data, what Qurable would decide.